BUS 44600 - Bank And Financial Intermediation

This course covers the broad area of financial intermediation. The main topics studied are 1) the economic role of financial intermediaries–with an emphasis on commercial banks; 2) the management of financial intermediaries; 3) the regulation of commercial banks and other financial institutions.

Preparation for Course
P: BUS 30100 and 34500 with grades of C- or better.
Senior class standing.

Cr. 3.
Notes
Enrollment in business (BUS) courses numbered 30100 and above is restricted to students who meet established criteria: business majors who have met the pre-business requirements and been admitted into one of the business majors; or students that have declared other pre-approved programs or minors which require particular business courses, and completed all course prerequisites; or students that have obtained written permission from the department through which the course is offered.
Student Learning Outcomes
1. Understand the fundamental operations, organizational structure, and services of commercial banks, and their role in the economy.
2. Learn the unique characteristics of banks as financial intermediaries and how they create value.
3. Identify, measure, and control credit risk, interest rate risk, liquidity risk, capital risk, and off-balance sheet risk.
4 Acquire sills in managing bank assets and liabilities, liquidity reserves, capital adequacy, and loan portfolios.
5. Comprehend the role of government policies and regulatory frameworks that impact the banking industry.
6. Assess how technology is reshaping the financial services industry and the future of banking.
7. Understand the basic principles and analysis involved in lending to businesses and consumers.
8. Develop skills in managing investment portfolios and cash flow for financial firms.